GIC - Long-term rates

GIC- RRSP, TFSA and Non-registered rates
Rates effective as of: December 11, 2023
Account termCompound interest (YRC) Annual interest (YRAP)Monthly interest (YRMP)
Daily0.250 %0.250 %n/a
1 year4.400 %4.400 %4.300 %
2 year4.200 %4.200 %4.050 %
3 year3.950 %3.950 %3.750 %
4 year3.850 %3.850 %3.650 %
5 year3.850 %3.850 %3.600 %
Compound interest (YRC): Interest compounded
Annual interest (YRAP): Simple interest paid out annually
Monthly Interest (YRMP): Simple interest paid out monthly
 
GIC - RRIF rates
Rates effective as of: December 11, 2023
Account termCompound Interest
Daily0.250 %
1 year4.400 %
2 year4.200 %
3 year3.950 %
4 year3.850 %
5 year3.850 %
6 year3.750 %
7 year3.750 %
8 year3.750 %
9 year3.750 %
10 year3.600 %
11 year3.600 %
12 year3.600 %
13 year3.600 %
14 year3.600 %
15 year3.600 %
16 year3.650 %
17 year3.700 %
18 year3.750 %
19 year3.800 %
20 year3.850 %
21 year3.850 %
22 year3.850 %
23 year3.850 %
24 year3.850 %
25 year3.850 %

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