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GIC- RRSP, TFSA and Non-registered rates
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Rates effective as of: January 22, 2025
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| Daily | 0.250 % | 0.250 % | n/a |
| 1 year | 2.750 % | 2.750 % | 2.650 % |
| 2 year | 2.900 % | 2.900 % | 2.750 % |
| 3 year | 2.900 % | 2.900 % | 2.700 % |
| 4 year | 3.000 % | 3.000 % | 2.800 % |
| 5 year | 3.050 % | 3.050 % | 2.800 % |
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Compound interest (YRC): Interest compounded
Annual interest (YRAP): Simple interest paid out annually
Monthly Interest (YRMP): Simple interest paid out monthly |
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GIC - RRIF rates
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Rates effective as of: January 22, 2025 |
| Daily | 0.250 % |
| 1 year | 2.750 % |
| 2 year | 2.900 % |
| 3 year | 2.900 % |
| 4 year | 3.000 % |
| 5 year | 3.050 % |
| 6 year | 2.950 % |
| 7 year | 2.950 % |
| 8 year | 2.950 % |
| 9 year | 2.950 % |
| 10 year | 2.800 % |
| 11 year | 2.600 % |
| 12 year | 2.600 % |
| 13 year | 2.600 % |
| 14 year | 2.550 % |
| 15 year | 2.500 % |
| 16 year | 2.450 % |
| 17 year | 2.450 % |
| 18 year | 2.400 % |
| 19 year | 2.350 % |
| 20 year | 2.350 % |
| 21 year | 2.250 % |
| 22 year | 2.250 % |
| 23 year | 2.200 % |
| 24 year | 2.150 % |
| 25 year | 2.150 % |
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