GIC - Long-term rates

GIC- RRSP, TFSA and Non-registered rates
Rates effective as of: April 13, 2024
Account termCompound interest (YRC) Annual interest (YRAP)Monthly interest (YRMP)
Daily0.250 %0.250 %n/a
1 year4.100 %4.100 %4.000 %
2 year4.050 %4.050 %3.900 %
3 year3.800 %3.800 %3.600 %
4 year3.750 %3.750 %3.550 %
5 year3.700 %3.700 %3.450 %
Compound interest (YRC): Interest compounded
Annual interest (YRAP): Simple interest paid out annually
Monthly Interest (YRMP): Simple interest paid out monthly
 
GIC - RRIF rates
Rates effective as of: April 13, 2024
Account termCompound Interest
Daily0.250 %
1 year4.100 %
2 year4.050 %
3 year3.800 %
4 year3.750 %
5 year3.700 %
6 year3.600 %
7 year3.600 %
8 year3.600 %
9 year3.600 %
10 year3.450 %
11 year3.250 %
12 year3.250 %
13 year3.250 %
14 year3.200 %
15 year3.150 %
16 year3.100 %
17 year3.100 %
18 year3.050 %
19 year3.000 %
20 year3.000 %
21 year2.900 %
22 year2.900 %
23 year2.850 %
24 year2.800 %
25 year2.800 %

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