GIC - Long-term rates

GIC- RRSP, TFSA and Non-registered rates
Rates effective as of: April 24, 2025
Account termCompound interest (YRC) Annual interest (YRAP)Monthly interest (YRMP)
Daily0.250 %0.250 %n/a
1 year2.250 %2.250 %2.150 %
2 year2.450 %2.450 %2.300 %
3 year2.500 %2.500 %2.300 %
4 year2.600 %2.600 %2.400 %
5 year2.750 %2.750 %2.500 %
Compound interest (YRC): Interest compounded
Annual interest (YRAP): Simple interest paid out annually
Monthly Interest (YRMP): Simple interest paid out monthly
 
GIC - RRIF rates
Rates effective as of: April 24, 2025
Account termCompound Interest
Daily0.250 %
1 year2.250 %
2 year2.450 %
3 year2.500 %
4 year2.600 %
5 year2.750 %
6 year2.650 %
7 year2.650 %
8 year2.650 %
9 year2.650 %
10 year2.500 %
11 year2.300 %
12 year2.300 %
13 year2.300 %
14 year2.250 %
15 year2.200 %
16 year2.150 %
17 year2.150 %
18 year2.100 %
19 year2.050 %
20 year2.050 %
21 year1.950 %
22 year1.950 %
23 year1.900 %
24 year1.850 %
25 year1.850 %

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