GIC - Long-term rates

GIC- RRSP, TFSA and Non-registered rates
Rates effective as of: March 21, 2023
Account termCompound interest (YRC) Annual interest (YRAP)Monthly interest (YRMP)
Daily0.250 %0.250 %n/a
1 year3.300 %3.300 %3.200 %
2 year2.900 %2.900 %2.750 %
3 year2.850 %2.850 %2.650 %
4 year2.750 %2.750 %2.550 %
5 year2.800 %2.800 %2.550 %
Compound interest (YRC): Interest compounded
Annual interest (YRAP): Simple interest paid out annually
Monthly Interest (YRMP): Simple interest paid out monthly
 
GIC - RRIF rates
Rates effective as of: March 21, 2023
Account termCompound Interest
Daily0.250 %
1 year3.300 %
2 year2.900 %
3 year2.850 %
4 year2.750 %
5 year2.800 %
6 year2.850 %
7 year2.850 %
8 year2.850 %
9 year2.850 %
10 year3.050 %
11 year3.050 %
12 year3.050 %
13 year3.050 %
14 year3.050 %
15 year3.050 %
16 year3.100 %
17 year3.150 %
18 year3.200 %
19 year3.250 %
20 year3.300 %
21 year3.300 %
22 year3.300 %
23 year3.300 %
24 year3.300 %
25 year3.300 %

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