Input the gender, smoking status, date of birth and coverage amount for each person you would like to cover. The calculator will determine your monthly premium.
 
Use the + and - buttons above to adjust your Coverage amount and Monthly premium.
Non-smoker means that you have not used any tobacco products within the last 12 consecutive months.
Remember, all children will be covered for the same amount for one monthly premium.
Once you've determined the coverage amount for each person, click the "Enrol me" button to continue with your application.